High Yield Savings Accounts 2024 Fdic Guidelines. Federal insurance protects up to $250,000 per depositor in the event of a bank failure. Minimum balance to avoid fees:
The top hysa rate is at digital federal credit union (dcu), with 6.17% available on balances of up to $1,000. Federal insurance protects up to $250,000 per depositor in the event of a bank failure.